Singles might have extra enjoyable, however additionally they pay greater than their married associates for automotive insurance coverage.

A single 20-year-old pays 21% greater than a married 20-year-old for a similar coverage, in line with a brand new research from InsuranceQuotes.com.

For an insurer it comes right down to statistics, and single folks have extra accidents.

Married drivers could also be extra cautious as a result of they’re extra prone to have youngsters, stated Laura Adams, an analyst at InsuranceQuotes.com.

Drivers of their 20s who’re married truly get larger reductions than married drivers of their 30s, who solely get a break of about 3%.

Gender and age additionally play an enormous function in what drivers pay.

Males pay greater than girls when they’re youthful. A 20-year-old man pays 22% greater than a girl of the identical age for a similar coverage, the report exhibits.

Associated: Teen Drivers: Buckle up and switch down the amount, daddy is watching you

The excellent news: The price of automotive insurance coverage for each women and men drops yearly till age 60.

The report used knowledge from the most important insurance coverage corporations in every state and DC. The comparisons assumed the drivers had been employed, had a bachelor's diploma, had a clear driver's license, had a wonderful credit score rating and drove a 2012 sedan.

Hawaii is the one state that prohibits insurance coverage corporations from contemplating marital standing when calculating charges. And age can't be a consider Hawaii or California.

CNNMoney (New York) First printed March 26, 2015: 10:05 AM ET