This up to date evaluation of insurers’ preliminary fee filings exhibits that ACA Market insurers are requesting a median premium improve of seven% for 2025, much like the 6% premium improve requested for 2024. Insurers cite rising well being care costs — notably for hospital care — as a key driver of premium progress in 2025, in addition to the rising use of weight-loss and different specialty medication, based on KFF’s assessment of publicly obtainable paperwork.

Insurers’ proposed fee adjustments, most of which vary from 2% to 10%, may change throughout the assessment course of. Whereas the overwhelming majority of Market policyholders obtain subsidies and usually are not anticipated to face these extra prices, premium will increase typically end in larger federal subsidy spending.

The evaluation may be discovered on the Peterson-KFF Well being System Tracker, an info middle targeted on monitoring and assessing the efficiency of the U.S. well being care system.