That's the intelligent title of current American economics journal publication by Cyrus Aghamolla, Pinar Karaca-Mandic, Xuelin Li, Richard T. Thakor. The abstract is beneath.

This research examines the connection between credit score provide and well being outcomes in hospitals. We use financial institution stress checks as exogenous shocks to credit score entry for hospitals which have credit score relationships with examined banks. We discover that affected hospitals shift operations to extend useful resource utilization following a unfavourable credit score shock, however the high quality of their care to sufferers is decreased by quite a lot of measures, together with vital will increase in risk-adjusted readmission and mortality charges . The outcomes point out that entry to credit score can affect the standard of well being care that hospitals present, pointing to vital spillover results of credit score market frictions on well being outcomes.

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