Returning Home from Prison or Jail & Need Health Insurance?

If you’re incarcerated, you can’t buy a Marketplace plan. Once you’re released, you can use the Marketplace to get health coverage.

For the Marketplace, “incarcerated” means serving a term in prison or jail.

You’re not incarcerated if you’re:

  • On probation, parole, or house arrest — living at home, in a residential facility, or halfway house (under supervision of the criminal justice system or voluntarily).
  • In jail or prison pending disposition of charges (being held but not convicted of a crime).

After release from incarceration

Once released, you have a 60-day Special Enrollment Period

 to apply for and select a plan for Marketplace coverage. When you apply for health coverage, you might qualify for lower costs on monthly premiums and out-of-pocket costs.

If you plan to file taxes with your spouse or another household member who already has Marketplace coverage, they can update their application to add you to their plan.

See if you qualify for a $0 Monthly Premium Health Plan

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