Employer-sponsored medical health insurance is the biggest supply of well being protection for folks beneath age 65, protecting 165.6 million folks as of March 2025, however its attain is uneven. About 4 in 5 (80%) grownup staff beneath age 65 work for an employer that gives medical health insurance to at the very least some staff – a share that drops to 60% for lower-paid staff. Moreover, some staff don’t enroll even when protection is obtainable: Employer-sponsored medical health insurance lined solely 22.5% of individuals beneath age 65 with incomes under 200% of poverty – in comparison with 82.5% of individuals with incomes at the very least 400% of poverty.

This evaluation examines which of these beneath 65 have employer protection and which staff are supplied and eligible at work, utilizing the annual financial and social (March) dietary supplements of the present inhabitants survey.

The evaluation of a portion of the Peterson-KFF Well being System Tracker, a web-based data heart devoted to monitoring and assessing the efficiency of the U.S. well being care system.